About us

Launched in 2010, linked2pay operates as a modern payments gateway and platform provider under transmodus, delivering secure, compliant solutions that streamline and unify card and ACH processing for businesses across industries.

As part of transmodus, linked2pay draws on decades of expertise in automated onboarding, risk intelligence, and API-first technology to power flexible, scalable payment experiences for growing ISOs and their merchants today and into the future.

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About Transmodus

Founded in 2002 on the belief that payments infrastructure should be highly secure, scalable, transparent, and engineered for efficiency, transmodus has developed technology that consistently pushes the industry forward. From early ACH automation and remote deposit capture, to fully unified credit card and bank-payment processing, transmodus has focused on creating systems that eliminate friction for merchants, partners, and developers alike.

Over the years, Transmodus, through their paycosmos and linked2pay DBAs has earned a reputation for:

  • Building first-to-market payment automation tools that streamline underwriting, onboarding, and risk workflows.

  • Delivering resilient, high-performance processing systems trusted by ISOs, agents, SaaS platforms, and enterprise merchants.

  • Developing powerful APIs that let partners monetize payments and embed financial capabilities without heavy infrastructure.

  • Advancing fraud mitigation and compliance technologies that protect businesses while supporting scalable growth.

Today paycosmos is extending this legacy—bringing transmodus’ proven technology as a fully unified, modern platform designed for partners who want reliability, configurability, and revenue-driving innovation at scale.